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Contact Us Now! (0044) 02921432013 |
WHO WE ARE
Enie Finance is a customer focused financial organisation, which uses the best loan and debt
management tools to ensure your financial needs are met.
FREQUENTLY ASKED QUESTIONS
| Who is Enie Finance UK? |
| Enie Finance UK are a whole of market Independent Financial Institute offering Secured & Unsecured loans. As we are not tied to any bank or building society we can offer a loan from a wide range of lending solutions. Our aim is to provide you with the best lending solution available, saving you both time and money in the process. Please note we are NOT Lenders. We may charge a fee of up to £49.99 to submit your application to the lenders. |
| I have arrears. Can you still help? |
| Yes, we can help people with debt problems such as CCJ’s, defaults and mortgage arrears. We have lenders who specialise in helping people in these circumstances so we are confident we could find a solution for you. |
| Can I consolidate my credit to reduce my monthly outgoings? |
| Many of our customers do. We specialise in debt consolidation and can review your current outgoings to try and reduce your monthly payments with one of our loan plans or debt management plans. Whilst consolidating your debts can reduce your monthly outgoings please note that consolidating debts or extending the term of your borrowing could increase the total amount of interest you pay of the full term of the loan. |
| What will happen after I apply? |
| We will immediately assess your individual requirements, and match them with the best deal from our Lending Partners. We aim to secure approval in principle within 72 hours of your application.This may however take longer. You will be kept informed of progress at all stages. |
| What information will I need? |
| Our lenders require accurate and truthful information to make a decision. Our online application forms provides the basic information. An experienced loans agent will guide you through the documentation and more detailed enquiries that will be needed to secure the finance. |
| Do you offer competitive rates? |
| This is dependent on your personal circumstances and will vary over time. However we have excellent relationships with many of the countries top lenders so we're able to search for the best possible rate on your behalf. |
| What are your lowest rates? |
| This will vary over time and is subject to status, however to receive a no obligation quote please complete one of our online form. |
| What will my monthly payments be? |
| This depends on how much you borrow, and how long you intend to borrow the money for. Please complete our online form and we will be able to provide you with a no obligation quotation. |
| Can I use a loan for any purpose? |
| We offer loans for most purposes, however they are not available for gambling or investment. Many of our clients use a homeowner loan to consolidate their existing credit into one lower monthly payment. Other clients use the loan for major projects such as building a conservatory, home improvements, paying for that dream wedding or buying that sports car they’ve always wanted. |
| Can I repay my loan early? |
| Yes, you can. Your finance agreement will show how any early redemption cost is calculated. |
WHAT WE OFFER
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WHY WE ARE DIFFERENT
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